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Michigan Saves Financing

Comfort That Fits Your Budget

A new heating or cooling system is a big investment — and an emergency replacement rarely waits for the perfect time. As an authorized Michigan Saves contractor since 2011, Heinanen Engineering can help you finance the comfort, efficiency, and safety you need now, with affordable monthly payments.

Michigan Saves — Home Energy Loan Program

Michigan Saves is a statewide nonprofit that makes energy-efficiency upgrades affordable. We’ve been an authorized contractor since 2011 — our Contractor ID is #100234.

Up to $30,000

Finance a furnace, AC, water heater, generator, or a full system upgrade.

Up to 10 Years

Spread payments over a term that fits your budget — no balloon payments.

From 4.25% APR

Competitive fixed rates through a trusted statewide nonprofit program.

Financing is subject to credit approval through Michigan Saves and its participating lenders. Rates and terms shown are current program figures and may change — see Michigan Saves for the latest details.

What you can finance

High-efficiency furnaces and heat pumps
Central air conditioning systems
Tank and tankless water heaters
Whole-home water treatment systems
Generac standby generators
Complete system replacements and upgrades

Frequently Asked Questions

Common questions about financing your comfort system through Michigan Saves.

Let's Talk Options

Call Heinanen Engineering to discuss Michigan Saves financing and get an honest, up-front quote on your new system.